In this video, you will further understand the distinction between insurance costs based on individual health and rewards for healthy behavior in the context of workplace insurance:

• Insurance premium costs cannot be adjusted based on an individual's health status, ensuring fairness among coworkers.

• However, it is legal for insurance providers to offer rewards for healthy behavior. This means that while the monthly insurance cost remains the same for all employees, individuals can receive incentives and benefits for making healthier choices.

• Examples of such rewards include gift cards or contributions to Health Savings Accounts (HSAs) for tracking food and exercise, or financial support from the insurance company for gym memberships if certain fitness goals are met.

• In summary, while insurance costs are standardized among coworkers, individuals can still earn rewards and benefits for engaging in healthier lifestyles.