This video provides information around AD&D (Accidental Death and Dismemberment) insurance.

• AD&D insurance includes accidental death coverage, which pays out a benefit if the policyholder dies directly as a result of an accident. It does not cover natural causes of death or illnesses.

• AD&D insurance specifically covers accidents such as car crashes, drowning, choking, and other unforeseen events. It does not provide coverage for deaths or injuries due to natural causes or illnesses.

• In addition to accidental death coverage, AD&D insurance also includes dismemberment coverage. This part of the policy pays benefits if the insured person survives an accident but suffers a specific loss, such as the loss of a limb, eyesight, or hearing.

• The amount paid out for dismemberment coverage can vary depending on the severity of the injury. The policy will typically outline specific benefit amounts for different types of injuries.

• AD&D insurance can complement other types of insurance, such as life insurance and disability insurance, by providing additional financial protection in case of accidents.