
Your Benefits Education Portal
Little things make big differences. Pebble thrown into a pond. Oil on a squeaky wheel. You get it. So it makes sense that users who watch just one video per week learn how to save money on their health insurance AND how to navigate the insurance system.


Meet Your Guide
Luke may not look like your typical insurance expert, but with nearly a decade of experience and a relentless passion for engagement & education, he’s the spirit guide you need to navigate the complexities of healthcare. Ready to dive in? Let's go!



Most Watched Videos

Which Health Insurance Plan Should I Pick?

How To Reach Your Out-of-Pocket Maximum

What Pharmacies Can I/Should I Use?

Can I Use My Insurance in Any State?

Drug Formularies

Understanding E.O.B.’s

What are Qualifying Events?

Open Enrollment Explained

Pre-Authorization Explained

The Difference Between Embedded & Non-Embedded Deductibles

Stay on My Parents Insurance or Use My Company’s?

Why Use Telemedicine?

Where to Go for Healthcare Services

Copays Explained

Understanding Your Out-of-Pocket Maximum

Coinsurance Explained

Deductibles

Understanding Limited Purpose FSA’s (LPFSA)

Understanding Dependent Care Accounts (DCFSA)

FSA’s Explained

HSA’s Explained

Understanding Claim Denials

The Difference Between In-Network & Out-of-Network

Insurance Networks Explained

Why Have Health Insurance?

When Employees Ask "What Plan Should I Choose?"

What is ERISA?

Staying "Benefits Organized"

Premiums Explained

Pop Plan vs. Wrap Doc

Plan Year vs. Calendar Year

Out Of Pocket Maximum Explained

Networks Explained

Difference Between SBC's and SPD's

Deductibles Explained

Will I Get Punished for Not Having Insurance?

Will I Get Punished for Not Having Insurance?

Why Should I Have Health Insurance?

Why Should I Have Health Insurance?

Who Can Use My HSA Dollars?

Which Pharmacies Can I Go To?

When Does My Insurance Start?

When Can I Get Insurance for My Newborn?

When Can I Get Insurance for My Newborn?

What is Telemedicine?

What is Open Enrollment?

What is Medicare?

What is Medicare?

What is Medicare?

What is Long Term Care (LTC)?

What Is Insurance?

What Is Insurance?

What is Benefits "Eligibility"?

What is Benefits "Eligibility"?

What Is A Grandfathered Health Plan?

What is a Dependent?

What is a Dependent?

What is a Beneficiary?

What Determines My Health Insurance Costs?

What Determines My Health Insurance Costs?

What are Pre-Existing Conditions?

What are Pre-Existing Conditions?

What are Networks?

What Are My Options for Maternity Leave?

What are Accountable Care Organizations (ACO)?

What are 1095 Tax Forms?

What's a Qualifying Life Event?

What's a Qualifying Life Event?

What's a Qualifying Life Event?

What's a Qualifying Life Event?

What's an HSA?

What's an FSA?

What's an Explanation of Benefits (EOB)?

What's a Drug Formulary?

What's a Deductible?

Vision Insurance Explained

Vision Insurance Explained

Use My Parents Insurance or Get My Own?

The Difference Between Inpatient and Outpatient Care

The Difference Between Inpatient and Outpatient Care

Spousal Surcharge Explained

Spousal Surcharge Explained

Should I Pick a High Deductible or Copay Plan?

Should I Go to the ER or Urgent Care?

Short Term Disability (STD)

Short Term Disability (STD)

Pre-Authorization (AKA Prior Auth)

Pre-Authorization (AKA Prior Auth)

Pre-Authorization (AKA Prior Auth)

Pharmacy Shopping Tips & Tricks

Out of Pocket Maximum Explained

Navigating Claim Denials

Navigating Claim Denials

Long Term Disability (LTD)

Long Term Disability (LTD)

Limited Purpose FSA

Levels Of Healthcare Options

Is There Pay for Maternity Leave?

Is There A Missed Payment Grace Period?

Is My Insurance Cheaper If I'm Healthy?

Is My Insurance Cheaper If I'm Healthy?

Is My Doctor In-Network?

Insurance Premiums Explained

Insurance Options for 1099 Employees

Insurance Options for 1099 Employees

Insurance ID Cards

Insurance ID Cards

Insurance Carriers Explained

In Network vs. Out of Network

HSA Rules

How to Merge Multiple HSA's

How to Get Hospital Discounts

How PPO's Work

How Pet Insurance Works

How Life Insurance Works

How Life Insurance Works

How Does Coinsurance Work?

How Does an HRA Work?

How Diabetes Affects Insurance

How Copays Work

How Can I Spend My HSA Money?

Guaranteed Issue Defined

Free Hidden Services

FMLA & How it Affects You

FMLA & How it Affects You

Everything to Know About Claim Denials

Employee Assistance Programs (EAP)

Employee Assistance Programs (EAP)

Employee Assistance Programs (EAP)

Embedded vs. Non-Embedded Deductibles

Embedded vs. Non-Embedded Deductibles

Does My Job Help Pay For Insurance?

Does My Job Help Pay For Insurance?

Does My Job Help Pay For Insurance?

Does My Insurance Work In Any State?

Does My Insurance Work In Any State?

Does My Insurance Cover Maternity Leave?

Does My Health Plan Have Limits On Visits/Services?

Does Insurance Cover Specialty Medications?

Does Insurance Cover Pre-existing Conditions?

Does Insurance Cover Out of State Emergencies?

Does Insurance Cover Hospice or End Of Life Care?

Does Health Insurance Cover Dental Work?

Dependent Care FSA

Dental Insurance Explained

Dental Insurance Explained

COBRA Explained

COBRA Explained

Can I Write Off Insurance Premiums?

Can I Quit My Insurance at Any Time?

Can I Quit My Insurance at Any Time?

Can I Lose My Insurance Coverage If I Leave My Job?

Can I Lose My Insurance Coverage If I Leave My Job?

Can I Get Temporary Insurance?

Can I Get Temporary Insurance?

Can I Get Insurance For Just My Spouse?

Can I Get Insurance for Just My Kids?

Can I Get Insurance as a Part Time Employee?

Can I Get Insurance Any Time During The Year?

Can I Change My Insurance Mid-Year?

Can I Be Denied Health Insurance?

Can I Be Denied Health Insurance?

Are Vaccines & Immunizations Covered?

Are Vaccines & Immunizations Covered?

Are There Discounts For Being Healthy?

AD&D Insurance

"Essential Health Benefits" Explained

Active vs. Passive Enrollment

Which Health Insurance Plan Should I Pick?
3:32
Top 25

How To Reach Your Out-of-Pocket Maximum
3:03
Top 25

What Pharmacies Can I/Should I Use?
2:13
Top 25

Can I Use My Insurance in Any State?
1:32
Top 25

Drug Formularies
2:49
Top 25

Understanding E.O.B.’s
1:53
Top 25

What are Qualifying Events?
1:45
Top 25

Open Enrollment Explained
2:04
Top 25

Pre-Authorization Explained
3:20
Top 25

The Difference Between Embedded & Non-Embedded Deductibles
3:01
Top 25

Stay on My Parents Insurance or Use My Company’s?
2:13
Top 25

Why Use Telemedicine?
1:17
Top 25

Where to Go for Healthcare Services
3:35
Top 25

Copays Explained
1:42
Top 25

Understanding Your Out-of-Pocket Maximum
1:20
Top 25

Coinsurance Explained
1:15
Top 25

Deductibles
1:48
Top 25

Understanding Limited Purpose FSA’s (LPFSA)
2:11
Top 25

Understanding Dependent Care Accounts (DCFSA)
2:17
Top 25

FSA’s Explained
2:15
Top 25

HSA’s Explained
2:17
Top 25

Understanding Claim Denials
1:47
Top 25

The Difference Between In-Network & Out-of-Network
1:46
Top 25

Insurance Networks Explained
1:44
Top 25

Why Have Health Insurance?
1:58
Top 25

When Employees Ask "What Plan Should I Choose?"
02:41
Liderazgo

What is ERISA?
01:27
Liderazgo

Staying "Benefits Organized"
01:51
Liderazgo

Premiums Explained
00:53
Liderazgo

Pop Plan vs. Wrap Doc
02:34
Liderazgo

Plan Year vs. Calendar Year
02:18
Liderazgo

Out Of Pocket Maximum Explained
01:15
Liderazgo

Networks Explained
02:29
Liderazgo

Difference Between SBC's and SPD's
02:20
Liderazgo

Deductibles Explained
01:35
Liderazgo

Will I Get Punished for Not Having Insurance?
01:14
Obteniendo y perdiendo seguro

Will I Get Punished for Not Having Insurance?
01:14
Preguntas Comunes

Why Should I Have Health Insurance?
01:10
Beneficios 101

Why Should I Have Health Insurance?
01:10
Educación General

Who Can Use My HSA Dollars?
00:54
HSA/FSA

Which Pharmacies Can I Go To?
00:57
Redes

When Does My Insurance Start?
00:44
Obteniendo y perdiendo seguro

When Can I Get Insurance for My Newborn?
01:00
Preguntas Comunes

When Can I Get Insurance for My Newborn?
01:00
Obteniendo y perdiendo seguro

What is Telemedicine?
01:08
Servicios de salud y compras

What is Open Enrollment?
01:09
Inscripción Abierta

What is Medicare?
01:49
Obteniendo y perdiendo seguro

What is Medicare?
01:49
Preguntas sobre el seguro familiar

What is Medicare?
01:49
Tipos de Seguro

What is Long Term Care (LTC)?
01:23
Tipos de Seguro

What Is Insurance?
00:58
Beneficios 101

What Is Insurance?
00:58
Educación General

What is Benefits "Eligibility"?
00:59
Inscripción Abierta

What is Benefits "Eligibility"?
00:59
Preguntas Comunes

What Is A Grandfathered Health Plan?
01:10
Educación General

What is a Dependent?
00:50
Beneficios 101

What is a Dependent?
00:50
Obteniendo y perdiendo seguro

What is a Beneficiary?
01:19
Educación General

What Determines My Health Insurance Costs?
01:54
Beneficios 101

What Determines My Health Insurance Costs?
01:54
Preguntas Comunes

What are Pre-Existing Conditions?
00:30
Reclamaciones

What are Pre-Existing Conditions?
00:30
Educación General

What are Networks?
00:59
Redes

What Are My Options for Maternity Leave?
01:38
Preguntas Comunes

What are Accountable Care Organizations (ACO)?
01:12
Redes

What are 1095 Tax Forms?
01:36
Educación General

What's a Qualifying Life Event?
01:06
Educación General

What's a Qualifying Life Event?
01:06
Inscripción Abierta

What's a Qualifying Life Event?
01:06
Beneficios 101

What's a Qualifying Life Event?
01:06
Obteniendo y perdiendo seguro

What's an HSA?
00:59
HSA/FSA

What's an FSA?
01:07
HSA/FSA

What's an Explanation of Benefits (EOB)?
01:17
Reclamaciones

What's a Drug Formulary?
01:15
Preguntas Comunes

What's a Deductible?
01:20
Preguntas Comunes

Vision Insurance Explained
01:01
Inscripción Abierta

Vision Insurance Explained
01:01
Tipos de Seguro

Use My Parents Insurance or Get My Own?
01:11
Obteniendo y perdiendo seguro

The Difference Between Inpatient and Outpatient Care
01:19
Educación General

The Difference Between Inpatient and Outpatient Care
01:19
Redes

Spousal Surcharge Explained
00:56
Preguntas sobre el seguro familiar

Spousal Surcharge Explained
00:56
Educación General

Should I Pick a High Deductible or Copay Plan?
04:02
Beneficios 101

Should I Go to the ER or Urgent Care?
01:41
Servicios de salud y compras

Short Term Disability (STD)
01:09
Inscripción Abierta

Short Term Disability (STD)
01:09
Tipos de Seguro

Pre-Authorization (AKA Prior Auth)
01:04
Redes

Pre-Authorization (AKA Prior Auth)
01:04
Reclamaciones

Pre-Authorization (AKA Prior Auth)
01:04
Servicios de salud y compras

Pharmacy Shopping Tips & Tricks
01:45
Servicios de salud y compras

Out of Pocket Maximum Explained
01:14
Preguntas Comunes

Navigating Claim Denials
01:38
Reclamaciones

Navigating Claim Denials
01:38
Servicios de salud y compras

Long Term Disability (LTD)
01:14
Inscripción Abierta

Long Term Disability (LTD)
01:14
Tipos de Seguro

Limited Purpose FSA
01:22
HSA/FSA

Levels Of Healthcare Options
02:31
Servicios de salud y compras

Is There Pay for Maternity Leave?
01:38
Preguntas Comunes

Is There A Missed Payment Grace Period?
00:52
Preguntas Comunes

Is My Insurance Cheaper If I'm Healthy?
01:24
Preguntas Comunes

Is My Insurance Cheaper If I'm Healthy?
01:24
Obteniendo y perdiendo seguro

Is My Doctor In-Network?
00:58
Redes

Insurance Premiums Explained
00:55
Inscripción Abierta

Insurance Options for 1099 Employees
01:47
Educación General

Insurance Options for 1099 Employees
01:47
Obteniendo y perdiendo seguro

Insurance ID Cards
01:11
Educación General

Insurance ID Cards
01:11
Servicios de salud y compras

Insurance Carriers Explained
00:50
Educación General

In Network vs. Out of Network
01:10
Redes

HSA Rules
01:10
HSA/FSA

How to Merge Multiple HSA's
01:46
HSA/FSA

How to Get Hospital Discounts
01:14
Servicios de salud y compras

How PPO's Work
01:23
Redes

How Pet Insurance Works
01:15
Tipos de Seguro

How Life Insurance Works
01:12
Inscripción Abierta

How Life Insurance Works
01:12
Tipos de Seguro

How Does Coinsurance Work?
01:12
Preguntas Comunes

How Does an HRA Work?
01:44
Educación General

How Diabetes Affects Insurance
00:55
Educación General

How Copays Work
01:21
Preguntas Comunes

How Can I Spend My HSA Money?
01:09
HSA/FSA

Guaranteed Issue Defined
01:06
Educación General

Free Hidden Services
00:59
Servicios de salud y compras

FMLA & How it Affects You
01:38
Preguntas Comunes

FMLA & How it Affects You
01:38
Educación General

Everything to Know About Claim Denials
01:02
Reclamaciones

Employee Assistance Programs (EAP)
01:10
Educación General

Employee Assistance Programs (EAP)
01:10
Beneficios 101

Employee Assistance Programs (EAP)
01:10
Servicios de salud y compras

Embedded vs. Non-Embedded Deductibles
02:08
Beneficios 101

Embedded vs. Non-Embedded Deductibles
02:08
Educación General

Does My Job Help Pay For Insurance?
00:49
Inscripción Abierta

Does My Job Help Pay For Insurance?
00:49
Preguntas Comunes

Does My Job Help Pay For Insurance?
00:49
Obteniendo y perdiendo seguro

Does My Insurance Work In Any State?
01:31
Preguntas Comunes

Does My Insurance Work In Any State?
01:31
Redes

Does My Insurance Cover Maternity Leave?
00:54
Preguntas Comunes

Does My Health Plan Have Limits On Visits/Services?
00:58
Preguntas Comunes

Does Insurance Cover Specialty Medications?
02:05
Preguntas Comunes

Does Insurance Cover Pre-existing Conditions?
00:32
Educación General

Does Insurance Cover Out of State Emergencies?
01:00
Preguntas Comunes

Does Insurance Cover Hospice or End Of Life Care?
00:51
Preguntas Comunes

Does Health Insurance Cover Dental Work?
01:07
Preguntas Comunes

Dependent Care FSA
01:27
HSA/FSA

Dental Insurance Explained
01:08
Inscripción Abierta

Dental Insurance Explained
01:08
Tipos de Seguro

COBRA Explained
01:22
Educación General

COBRA Explained
01:22
Obteniendo y perdiendo seguro

Can I Write Off Insurance Premiums?
01:22
Educación General

Can I Quit My Insurance at Any Time?
01:04
Preguntas Comunes

Can I Quit My Insurance at Any Time?
01:04
Obteniendo y perdiendo seguro

Can I Lose My Insurance Coverage If I Leave My Job?
01:20
Preguntas Comunes

Can I Lose My Insurance Coverage If I Leave My Job?
01:20
Obteniendo y perdiendo seguro

Can I Get Temporary Insurance?
01:03
Preguntas Comunes

Can I Get Temporary Insurance?
01:03
Obteniendo y perdiendo seguro

Can I Get Insurance For Just My Spouse?
00:38
Educación General

Can I Get Insurance for Just My Kids?
01:17
Preguntas sobre el seguro familiar

Can I Get Insurance as a Part Time Employee?
00:40
Obteniendo y perdiendo seguro

Can I Get Insurance Any Time During The Year?
01:04
Obteniendo y perdiendo seguro

Can I Change My Insurance Mid-Year?
00:50
Obteniendo y perdiendo seguro

Can I Be Denied Health Insurance?
00:54
Preguntas Comunes

Can I Be Denied Health Insurance?
00:54
Obteniendo y perdiendo seguro

Are Vaccines & Immunizations Covered?
00:50
Preguntas Comunes

Are Vaccines & Immunizations Covered?
00:50
Preguntas sobre el seguro familiar

Are There Discounts For Being Healthy?
00:44
Preguntas Comunes

AD&D Insurance
00:48
Inscripción Abierta

"Essential Health Benefits" Explained
00:58
Educación General

Active vs. Passive Enrollment
01:16
Inscripción Abierta


