What's an Explanation of Benefits (EOB)?
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This video provides a clear explanation of an Explanation of Benefits (EOB) and its purpose in the context of health insurance:
An EOB, or Explanation of Benefits, is a document sent by your health insurance company after you've received medical care. It's not a bill; instead, it serves as a receipt that explains the healthcare services you've received.
The EOB typically includes:
A summary of the services you received, with details on specific treatments and procedures.
Your personal information and the medical provider's information.
The total cost of the medical service or treatment.
What your insurance company will pay for.
What you will be responsible for paying.
EOB’s serve as a reference point to check for any discrepancies between the bill you receive from the healthcare provider and the EOB. It helps ensure that you aren't charged incorrectly and acts as a tool for fact-checking your medical bills, enhancing transparency and accuracy in healthcare billing.
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