The video discusses the requirement, since 2014, for individual and small-group health insurance plans to cover ten "essential health benefits":

• Since 2014, individual and small-group health insurance plans must include ten essential health benefits.

• These benefits cover a broad range of services, including emergency and hospital care, mental health treatment, and preventive services.

• The specific coverage details within each of the ten categories differ from state to state.

• States have the authority to define the exact coverage under each essential health benefit category.