
Your Benefits Education Portal
Little things make big differences. Pebble thrown into a pond. Oil on a squeaky wheel. You get it. So it makes sense that users who watch just one video per week learn how to save money on their health insurance AND how to navigate the insurance system.


Meet Your Guide
Luke may not look like your typical insurance expert, but with nearly a decade of experience and a relentless passion for engagement & education, he’s the spirit guide you need to navigate the complexities of healthcare. Ready to dive in? Let's go!

Most Watched Videos

Which Health Insurance Plan Should I Pick?
3:32
Top 25

How To Reach Your Out-of-Pocket Maximum
3:03
Top 25

What Pharmacies Can I/Should I Use?
2:13
Top 25

Can I Use My Insurance in Any State?
1:32
Top 25

Drug Formularies
2:49
Top 25

Understanding E.O.B.’s
1:53
Top 25

What are Qualifying Events?
1:45
Top 25

Open Enrollment Explained
2:04
Top 25

Pre-Authorization Explained
3:20
Top 25

The Difference Between Embedded & Non-Embedded Deductibles
3:01
Top 25

Stay on My Parents Insurance or Use My Company’s?
2:13
Top 25

Why Use Telemedicine?
1:17
Top 25

Where to Go for Healthcare Services
3:35
Top 25

Copays Explained
1:42
Top 25

Understanding Your Out-of-Pocket Maximum
1:20
Top 25

Coinsurance Explained
1:15
Top 25

Deductibles
1:48
Top 25

Understanding Limited Purpose FSA’s (LPFSA)
2:11
Top 25

Understanding Dependent Care Accounts (DCFSA)
2:17
Top 25

FSA’s Explained
2:15
Top 25

HSA’s Explained
2:17
Top 25

Understanding Claim Denials
1:47
Top 25

The Difference Between In-Network & Out-of-Network
1:46
Top 25

Insurance Networks Explained
1:44
Top 25

Why Have Health Insurance?
1:58
Top 25

When Employees Ask "What Plan Should I Choose?"
02:41
Leadership

What is ERISA?
01:27
Leadership

Staying "Benefits Organized"
01:51
Leadership

Premiums Explained
00:53
Leadership

Pop Plan vs. Wrap Doc
02:34
Leadership

Plan Year vs. Calendar Year
02:18
Leadership

Out Of Pocket Maximum Explained
01:15
Leadership

Networks Explained
02:29
Leadership

Difference Between SBC's and SPD's
02:20
Leadership

Deductibles Explained
01:35
Leadership

Will I Get Punished for Not Having Insurance?
01:14
Getting & Losing Insurance

Will I Get Punished for Not Having Insurance?
01:14
Common Questions

Why Should I Have Health Insurance?
01:10
Benefits 101

Why Should I Have Health Insurance?
01:10
General Education

Who Can Use My HSA Dollars?
00:54
HSA/FSA

Which Pharmacies Can I Go To?
00:57
Networks

When Does My Insurance Start?
00:44
Getting & Losing Insurance

When Can I Get Insurance for My Newborn?
01:00
Common Questions

When Can I Get Insurance for My Newborn?
01:00
Getting & Losing Insurance

What is Telemedicine?
01:08
Healthcare Services & Shopping

What is Open Enrollment?
01:09
Open Enrollment

What is Medicare?
01:49
Getting & Losing Insurance

What is Medicare?
01:49
Family Insurance Questions

What is Medicare?
01:49
Types of Insurance

What is Long Term Care (LTC)?
01:23
Types of Insurance

What Is Insurance?
00:58
Benefits 101

What Is Insurance?
00:58
General Education

What is Benefits "Eligibility"?
00:59
Open Enrollment

What is Benefits "Eligibility"?
00:59
Common Questions

What Is A Grandfathered Health Plan?
01:10
General Education

What is a Dependent?
00:50
Benefits 101

What is a Dependent?
00:50
Getting & Losing Insurance

What is a Beneficiary?
01:19
General Education

What Determines My Health Insurance Costs?
01:54
Benefits 101

What Determines My Health Insurance Costs?
01:54
Common Questions

What are Pre-Existing Conditions?
00:30
Claims

What are Pre-Existing Conditions?
00:30
General Education

What are Networks?
00:59
Networks

What Are My Options for Maternity Leave?
01:38
Common Questions

What are Accountable Care Organizations (ACO)?
01:12
Networks

What are 1095 Tax Forms?
01:36
General Education

What's a Qualifying Life Event?
01:06
General Education

What's a Qualifying Life Event?
01:06
Open Enrollment

What's a Qualifying Life Event?
01:06
Benefits 101

What's a Qualifying Life Event?
01:06
Getting & Losing Insurance

What's an HSA?
00:59
HSA/FSA

What's an FSA?
01:07
HSA/FSA

What's an Explanation of Benefits (EOB)?
01:17
Claims

What's a Drug Formulary?
01:15
Common Questions

What's a Deductible?
01:20
Common Questions

Vision Insurance Explained
01:01
Open Enrollment

Vision Insurance Explained
01:01
Types of Insurance

Use My Parents Insurance or Get My Own?
01:11
Getting & Losing Insurance

The Difference Between Inpatient and Outpatient Care
01:19
General Education

The Difference Between Inpatient and Outpatient Care
01:19
Networks

Spousal Surcharge Explained
00:56
Family Insurance Questions

Spousal Surcharge Explained
00:56
General Education

Should I Pick a High Deductible or Copay Plan?
04:02
Benefits 101

Should I Go to the ER or Urgent Care?
01:41
Healthcare Services & Shopping

Short Term Disability (STD)
01:09
Open Enrollment

Short Term Disability (STD)
01:09
Types of Insurance

Pre-Authorization (AKA Prior Auth)
01:04
Networks

Pre-Authorization (AKA Prior Auth)
01:04
Claims

Pre-Authorization (AKA Prior Auth)
01:04
Healthcare Services & Shopping

Pharmacy Shopping Tips & Tricks
01:45
Healthcare Services & Shopping

Out of Pocket Maximum Explained
01:14
Common Questions

Navigating Claim Denials
01:38
Claims

Navigating Claim Denials
01:38
Healthcare Services & Shopping

Long Term Disability (LTD)
01:14
Open Enrollment

Long Term Disability (LTD)
01:14
Types of Insurance

Limited Purpose FSA
01:22
HSA/FSA

Levels Of Healthcare Options
02:31
Healthcare Services & Shopping

Is There Pay for Maternity Leave?
01:38
Common Questions

Is There A Missed Payment Grace Period?
00:52
Common Questions

Is My Insurance Cheaper If I'm Healthy?
01:24
Common Questions

Is My Insurance Cheaper If I'm Healthy?
01:24
Getting & Losing Insurance

Is My Doctor In-Network?
00:58
Networks

Insurance Premiums Explained
00:55
Open Enrollment

Insurance Options for 1099 Employees
01:47
General Education

Insurance Options for 1099 Employees
01:47
Getting & Losing Insurance

Insurance ID Cards
01:11
General Education

Insurance ID Cards
01:11
Healthcare Services & Shopping

Insurance Carriers Explained
00:50
General Education

In Network vs. Out of Network
01:10
Networks

HSA Rules
01:10
HSA/FSA

How to Merge Multiple HSA's
01:46
HSA/FSA

How to Get Hospital Discounts
01:14
Healthcare Services & Shopping

How PPO's Work
01:23
Networks

How Pet Insurance Works
01:15
Types of Insurance

How Life Insurance Works
01:12
Open Enrollment

How Life Insurance Works
01:12
Types of Insurance

How Does Coinsurance Work?
01:12
Common Questions

How Does an HRA Work?
01:44
General Education

How Diabetes Affects Insurance
00:55
General Education

How Copays Work
01:21
Common Questions

How Can I Spend My HSA Money?
01:09
HSA/FSA

Guaranteed Issue Defined
01:06
General Education

Free Hidden Services
00:59
Healthcare Services & Shopping

FMLA & How it Affects You
01:38
Common Questions

FMLA & How it Affects You
01:38
General Education

Everything to Know About Claim Denials
01:02
Claims

Employee Assistance Programs (EAP)
01:10
General Education

Employee Assistance Programs (EAP)
01:10
Benefits 101

Employee Assistance Programs (EAP)
01:10
Healthcare Services & Shopping

Embedded vs. Non-Embedded Deductibles
02:08
Benefits 101

Embedded vs. Non-Embedded Deductibles
02:08
General Education

Does My Job Help Pay For Insurance?
00:49
Open Enrollment

Does My Job Help Pay For Insurance?
00:49
Common Questions

Does My Job Help Pay For Insurance?
00:49
Getting & Losing Insurance

Does My Insurance Work In Any State?
01:31
Common Questions

Does My Insurance Work In Any State?
01:31
Networks

Does My Insurance Cover Maternity Leave?
00:54
Common Questions

Does My Health Plan Have Limits On Visits/Services?
00:58
Common Questions

Does Insurance Cover Specialty Medications?
02:05
Common Questions

Does Insurance Cover Pre-existing Conditions?
00:32
General Education

Does Insurance Cover Out of State Emergencies?
01:00
Common Questions

Does Insurance Cover Hospice or End Of Life Care?
00:51
Common Questions

Does Health Insurance Cover Dental Work?
01:07
Common Questions

Dependent Care FSA
01:27
HSA/FSA

Dental Insurance Explained
01:08
Open Enrollment

Dental Insurance Explained
01:08
Types of Insurance

COBRA Explained
01:22
General Education

COBRA Explained
01:22
Getting & Losing Insurance

Can I Write Off Insurance Premiums?
01:22
General Education

Can I Quit My Insurance at Any Time?
01:04
Common Questions

Can I Quit My Insurance at Any Time?
01:04
Getting & Losing Insurance

Can I Lose My Insurance Coverage If I Leave My Job?
01:20
Common Questions

Can I Lose My Insurance Coverage If I Leave My Job?
01:20
Getting & Losing Insurance

Can I Get Temporary Insurance?
01:03
Common Questions

Can I Get Temporary Insurance?
01:03
Getting & Losing Insurance

Can I Get Insurance For Just My Spouse?
00:38
General Education

Can I Get Insurance for Just My Kids?
01:17
Family Insurance Questions

Can I Get Insurance as a Part Time Employee?
00:40
Getting & Losing Insurance

Can I Get Insurance Any Time During The Year?
01:04
Getting & Losing Insurance

Can I Change My Insurance Mid-Year?
00:50
Getting & Losing Insurance

Can I Be Denied Health Insurance?
00:54
Common Questions

Can I Be Denied Health Insurance?
00:54
Getting & Losing Insurance

Are Vaccines & Immunizations Covered?
00:50
Common Questions

Are Vaccines & Immunizations Covered?
00:50
Family Insurance Questions

Are There Discounts For Being Healthy?
00:44
Common Questions

AD&D Insurance
00:48
Open Enrollment

"Essential Health Benefits" Explained
00:58
General Education

Active vs. Passive Enrollment
01:16
Open Enrollment


