In this video, the dilemma of whether or not to have health insurance is presented. There will always be the temptation to skip having insurance altogether to save money, but having it is ultimately the safest choice. Even if you think you’ll never get sick or injured, medical costs are expensive and a major cause of bankruptcies. Health insurance not only protects against financial ruin but also provides benefits like free preventive care, access to healthcare resources, and peace of mind. Ultimately, it’s typically a good choice to have insurance rather than to risk life-changing consequences by going without it.