Can I Get Insurance for Just My Kids?
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Family Insurance Questions
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This video explains the possibility and methods of securing health insurance exclusively for children, without including an adult or parent in the coverage:
You cannot obtain health insurance solely for your children through your employer's health insurance plan.
CHIP and Medicaid: Offer low-cost insurance options for children from low-income families, with eligibility based on household income.
ACA Marketplace Plans: Available to most children during open enrollment periods, with income-based rates and potential discounts.
Private Insurance Plans: Can be purchased directly for more flexibility outside of open enrollment periods or specific eligibility criteria.
Short-Term Plans: Suitable for temporary coverage needs, providing an option for covering children for a limited time without annual commitment.
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