When Employees Ask "What Plan Should I Choose?"

Will I Get Punished for Not Having Insurance?

This video focuses on hospice care, particularly for those over 65, a group predominantly insured by Medicare. Below are some key takeaways:

  1. Primary Demographic for Hospice Care: Over 80% of individuals requiring hospice care are 65 or older and are mostly covered by Medicare or Medicaid.

  2. Private Insurance Coverage: Most private insurance plans do cover hospice and end-of-life care, albeit sometimes only partially.

  3. Common Requirements for Coverage:

    • The patient must be diagnosed with a terminal illness with a prognosis of six months or less.

    • The patient must have ceased curative treatments before entering hospice care.

01:16

Common Questions

Share Video