When Employees Ask "What Plan Should I Choose?"

Will I Get Punished for Not Having Insurance?

In this video, we walk through what a copay is and how they work. Below are some key takeaways listed for you:

  • A copay is a fixed fee paid to access healthcare services, akin to buying a ticket for a movie.

  • There are different copays for different services, including office visits, specialist consultations, and prescriptions, among others.

  • Copay amounts vary depending on the individual's insurance plan, with no standard set price across plans.

  • Copays cover the cost of the visit but not additional services like tests or surgeries that may be needed.

  • Copay amounts are typically listed on your insurance ID card for easy access and reference.

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