This video clarifies the concept of insurance networks and emphasizes the importance of choosing in-network providers for healthcare services.

• The network is the list of healthcare providers that your insurance plan covers.

• Utilizing in-network services results in cost discounts and contributions towards your deductible and out-of-pocket maximum.

• Going out-of-network for care incurs higher expenses without the discounts, and a much higher deductible applies.

• There's no universally "right" choice when it comes to choosing a network; it depends on individual needs and preferences.

• Always verify whether a provider is in-network or out-of-network by consulting your insurance company's phone number or online list before receiving care.