In this video, we address the question of whether health insurance covers maternity leave:

• No federal law in the United States mandates paid family or medical leave.

• Unpaid leave is provided federally by the Family and Medical Leave Act (FMLA), which protects your job for up to 12 weeks during maternity leave but does not provide income replacement.

• Some states have passed paid family and medical leave laws, but it is not a federal requirement.

• Paid maternity leave or other paid time off (PTO) is typically not related to your health insurance plan.

• Short-term disability insurance (STD) is often used to replace lost income during maternity leave, and many companies offer STD coverage. However, STD is a separate type of insurance from health insurance.

• If you’re planning to have a child, discuss maternity leave options and policies with your employer to navigate the complexities of maternity leave effectively.