In this video, an overview of vision insurance is provided and who may or may not need it:

• Vision insurance is designed specifically for eye care and covers various expenses related to your eyes, such as routine eye exams, prescription glasses, contact lenses, and occasionally procedures like LASIK surgery.

• Individuals pay a monthly or yearly premium to the vision insurance provider, and in return, they receive discounts on eye care services and eyewear.

• The need for vision insurance is pretty straightforward; you either need it or you don't. If you have perfect eyesight, you may not require vision insurance.

• It also advises individuals to check whether their medical insurance plan includes coverage for eye exams, as some medical plans provide free eye exams. This can help you avoid unnecessary expenses if your medical insurance already covers this aspect of eye care.