What is a Dependent?

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Getting & Losing Insurance

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This video explains the concept of a dependent in the context of insurance coverage:

  • A dependent is someone who depends on you financially and can be covered by your insurance plan.

  • Common dependents include spouses, domestic partners, children, and sometimes even grandchildren or adults with disabilities.

  • The definition of a dependent is generally uniform, but eligibility for coverage can vary by employer.

  • It's important to consult with your employer to determine which dependents are eligible for insurance coverage under their specific rules.